HOME LOANS MADE EASY

Check out our low rates and take advantage of our award winning products.

VARIABLE
FROM
6.15% p.a6.18% comparison
  • Our lowest interest rate when on Variable
  • Up to 95% LVR
  • Up to 30 years
  • Up to $5,000,000
  •   Additional repayments
  •   Redraw
  •   Offset
  •   Internet banking
FIXED
FROM
6.85% p.a6.23% comparison
  • Lock in guarateed repayments with our great fixed terms
  • Up to 95% LVR
  • 1, 2, 3, 4 or 5 years fixed
  • Up to $5,000,000
  •   $20,000 p.a extra repayments
  •   Fixed & Variables splits
  •   Guaranteed rate lock option
  •   Internet banking
CONSTRUCTION
FROM
7.05% p.a6.27% comparison
  • Start building on your land with our progress payments home loan
  • Up to 90% LVR
  • Up to 30 years
  • Up to $2,500,000
  •   Additional repayments
  •   Redraw
  •   Split accounts
  •   Internet banking
SMSF
FROM
7.19% p.a7.62% comparison
  • Have confindence in our fully featured SMSF home loans
  • Up to 75% LVR
  • Up to 30 years
  • Up to $1,500,000
  •   Additional repayments
  •   Offset available
  •   Commercial available
  •   Internet banking

SIMPLE & CONVENIENT

Take advantage of our award winning products.

LET US HELP YOU

No branch network or expensive marketing campaign.

Automated online applications with experienced consultants minimise risk and these cost savings translate to better home loan rates for you.

Application submissions can be made any time 24 hours 7 days.

Full details can be accessed at your convenience and on your portal devices.

We are passionate about our service.

Our loan consultants are based in Melbourne and you can experience the difference by contacting us today.

HOME LOAN CALCULATORS

Let us help you work out your budget and forecast with our home loan calculators. Check out how much you can save, your repayments, and timelines to achieve your goals.

OUR AWARDS

Freedom Lend
5.0
Based on 42 reviews
Mark was an incredible help throughout the whole process.
Michael W.
Michael W.
02:29 27 Dec 22
Hi there, I had an excellent experience dealing with Helen. She was very professional and always kept me up to date, making the experience as painless as possible. Helen was the icing on the cake after you take into account the low rates and fees.Thankyou again Helen and FreedomLend.
Hamish M.
Hamish M.
05:01 31 Aug 22
Excellent customer service with very knowledgeable staff. Getting this home loan was efficient with detailed information provided every step of the way. No question was too hard for the staff at Freedom Lend.Excellent rates with the added bonus of a FREE offset acct with no annual fees. 5 star recommendation for the whole package.
Pete B.
Pete B.
06:10 01 Feb 22
Professional services. Happy to recommend to my friends.
Lena C
Lena C
01:19 01 Feb 22
This was my first time refinancing, Helen and the Freedom Lend team made the entire process very easy. There was fantastic communication that kept me informed every step of the way. Ultra competitive rates, good value rate locks and great service, you can see why Canstar have Freedom Lend consistently rated as a 5 star service!
Moses
Moses
14:31 10 Jan 22
The whole refinance process took less than a month from application, which was very impressive. The rate lock was well worth it. Alex dealt with queries and turned round tasks very quickly, and Mark was also very helpful. Availability was good even at weekends. Thank you!
J H
J H
00:48 12 Dec 21
Refinanced with Freedom Lend just under two years ago. My Loan Consultant was Alex. He was then, and still us, extremely helpful, professional and responsive. I was looking recently to refinance away from Freedom Lend, but Alex went above and beyond to ensure he got the best deal for me. I couldn't be happier and would recommend them without reservation. Ask for Alex!
Subscript M.
Subscript M.
06:34 16 Nov 21
Would completely recommend Freedom Lend to anyone. Chen was awesome to deal with!
Rae C.
Rae C.
07:29 21 Oct 21
We refinanced with them 18 months ago. The whole process was smooth and we were kept informed the whole time. I've contacted them twice since and the response time and service have been excellent. No annual fees (yay) and competitive interest rates, great value!
Anne C.
Anne C.
03:03 08 Oct 21
I was referred to Alex to help guide us through the process of purchasing our first home. He assessed our needs and provided guidance on what the best option was for us, and kept us up to date on what was happening throughout the entire process. The whole experience was smooth from start to finish and we wouldn't hesitate recommending Alex or Freedom Lend to our family and friends.
Teresa T.
Teresa T.
01:53 31 Aug 21
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The comparison rates are based on a secured loan of $150,000 over the term of 25 years. WARNING: Comparison rates provided are only given as an example. Your situation may have different amounts and terms which will result in different comparison rates. Please give Freedom Lend a call if you would like to get a clear understanding of your fees and costs.

This information is provided by Freedom Lend Australian Credit Licence 498325 and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you.

Interest rates may change at any time. The applicable interest rate will be the rate on the day of settlement for new loans or the day of processing for variations to existing loans. Lending criteria, fees and T&Cs apply.