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HOW TO MINIMISE HOME LOAN REJECTION Your Content Goes Here Applying for a home loan doesn’t necessarily mean that the applicant will actually get it. To put it like this, an aspiring homeowner ought to “jump through hoops” to get the much-needed financing for a new house. Now, there are plenty of reasons why a lender might choose to reject a home loan application and assessing what the problem is will get you halfway to solving it without too much hassle. So, we’ll give you some knowledge on what exactly you should do in order to make [...]

Tips on Finding and Building Your Dream Home Your Content Goes Here Although it is not a universal rule, building a home can be cheaper than buying one. It also gives you the freedom to get a house exactly as you want it to be. When you buy one, you will probably need to renovate it so that it fits your personal taste. Building a house isn’t very easy, either, as you have to take into consideration quite a lot of factors that will have a long-lasting influence on your budget and lifestyle. If you plan on going down [...]

TOP TIPS FOR FINANCING YOUR NEW PROPERTY Your Content Goes Here When purchasing a property, you need to take into consideration that big decisions are to be taken and they require commitment on the long run. In order to prevent any unwanted surprises down the road, you will have to inform yourself thoroughly. So, here are some steps that are crucial when buying your new property. Perform an in-depth analysis of your finances This analysis is very important since it will determine whether you are able to purchase a property or not and it consists [...]

Minimise Your Mortgage Repayments Your Content Goes Here Getting a mortgage is at once a curse and a blessing; this doesn’t apply unanimously in all cases, however. The inside scoop is that a family needs to cover other financial needs, as well, not only the repayments on the mortgages: schooling for children, monthly expenditures, car fixing, a vacation once in a while and many other things of this sort. In this light, a mortgage can prove to be problematic even then when its interest rate is decent. Naturally, we know for a fact that you could use [...]

How the Banks determine your Borrowing Capacity Your Content Goes Here “I’ll go down to the lender’s office, sign the papers and get my money” – this is the kind of mentality of more than half of the people who want to get loans. We, on the other hand, know that it’s not so simple. There are countless things that banks will weigh in order to assess how much – if at all – you can borrow. If you’re planning on taking out your very first loan, this list we’ve compiled will let you make your own preliminary [...]

2018 Guide to Refinancing Your Content Goes Here Re-evaluating your finances should be an ongoing practice in your life. You might forget to check your finances from time to time, but you need to know that there are many benefits to it. By checking whether your financial situation is in a good state or not, you could be at an advantage, especially when it comes to taking a home loan. So, the following paragraphs will show you why checking your home loan is going to help you in the long-term. Good News for Investors According to [...]