»     Figure out if you will save by switching to another mortgage
  »     Be aware of the benefits of making higher repayments vs minimum repayments

  »     Figure out the amount of monthly mortgage repayments
  »     Determine total payments over the life of the loan

  »     Figure out benefits when making extra repayments on your mortgage
  »     Determine how much time and interest saved for your mortgage regular contributions

  »     Estimate how much you could borrow for a home loan using your income and expenses
  »     Understand what you credit reviews to determine borrowing power

  »     Stamp duty and other Government fees on power
  »     Possible Government grant

  »     Figure out how much income tax you should be paying
  »     Be aware of what your take-home salary will be when tax and the Medicare levy are included

  »     Figure out how long it will take to reach your savings goals
  »     Be aware of interest earned when you commit to a saving program

  »     Figure out the repayments when on interest-only and after the interest-only period
  »     Be aware of the total cost of an interest-only mortgage

  »     Figure out the Average Annual Percentage Rate (AAPR) for your mortgages
  »     Be aware of the final annual interest rate for your mortgage

  »     Figure out the time saved on your mortgages when making additional lump sum repayments
  »     Be aware of the interest saved and the time reduced

  »     Figure out how long it will take you to pay off your home loan and be mortgage free
  »     Be aware of the total cost of your mortgage and interest paid in your loan term

  »     Figure out the implication of fixing part of your loan, while retaining a variable interest rate over the remainder of your mortgage
  »     Be aware of what mortgage structure is going to work best for you

  »     Figure out how much sooner you can pay off your loan
  »     Be aware of interest payments you could save by offsetting your savings against your home loan

  »     Figure out different types of home loans in order to determine which is cheapest in overall costs and interest charges
  »     Be aware of the difference in fees and costs between loans to discover the right loan

  »     Figure out how long it will take to pay off your card with only minimum repayments
  »     Be aware of how soon you could pay off your card balance and how much interest you will likely pay

  »     Figure out the approximate amount you will want to budget for when buying property
  »     Be aware of the budget and insight into some of the bigger picture costs like stamp duty and registration fee

  »     Make sure you have covered all the costs of selling a property
  »     Be aware of the cost to sell your property and see where to save

  »     Figure out whether should you rent or buy your property
  »     Be aware of the cost of continuing to rent vs the cost of buying a home, whichever is better for you

  »     Figure out your annual income from the money you have received so far this year
  »     Be aware of the calculated income for your payslips and group certificate

  »     Figure out your annual gross income (before tax) based on your net (after tax) income
  »     Be aware of the percentage of your income that goes to paying your tax

  »     Figure out what money you will have if you save a regular amount
  »     Be aware of the the projected worth of your assets in the future

  »     Keep you on track day to day, help you plan for large expenses, and help you to avoid credit card reliance
  »     See how much money is left over each month

  »     Figure out how long it will take to reach your saving goals
  »     Be aware of the payments required to achieve a saving goal within a specific time frame

  »     Figure out steps to take to put your plan into action
  »     Be aware of how much you need to save weekly, fortnightly or monthly to achieve your saving goals