fbpx

Home Loans

News, research and advice about home loans on Freedom Lend

Spring Surge: Analysing the Trends and Predictions in Australia’s Housing Market

2023-10-13T04:35:44+11:00

The intricate tapestry of real estate in 2023 presents itself as an amalgamation of historical footprints and contemporary socio-economic factors. As the industry navigates the current year, it's evident that there are a few pivotal elements sculpting its direction, and these are bound to leave lasting imprints on the sector's evolution. Among the most salient of these trends is the transformation of the workforce. The ways in which we work, where we work from, and the nature of our jobs have undergone seismic shifts. These transformations inevitably influence the kind of real estate people invest in and the value they place [...]

Spring Surge: Analysing the Trends and Predictions in Australia’s Housing Market2023-10-13T04:35:44+11:00

The Looming Mortgage Crisis: An Insight into Australia’s Financial Future

2023-08-21T02:39:27+10:00

Supercharge Your Finances: Tips to Help You Get Larger Loan Power Your Content Goes Here Australia's financial landscape is on the precipice of a significant transformation. Mark Bouris, a prominent figure in the finance world, recently shed light on a looming mortgage crisis that could compel numerous families to part with their homes. Here's a deeper dive into this pressing issue. The Imminent Shift The Reserve Bank's decision to refrain from raising interest rates for three out of the past five months might seem like a respite. However, a more daunting challenge awaits. By year's end, a [...]

The Looming Mortgage Crisis: An Insight into Australia’s Financial Future2023-08-21T02:39:27+10:00

NAB’s Consecutive Fixed-Rate Home Loan Hikes: What Does It Mean for Borrowers?

2023-07-31T07:36:37+10:00

Supercharge Your Finances: Tips to Help You Get Larger Loan Power Your Content Goes Here Do you want to purchase a new home or undertake a major investment but your loan power is limiting you? You're not alone. A lot of people want to take out larger loans but face challenges due to various reasons including low income, high debt, or poor credit history. The good news is, there are ways to increase your loan power, and this blog post will provide you with some valuable tips. Improve your credit score: Your credit score plays a crucial [...]

NAB’s Consecutive Fixed-Rate Home Loan Hikes: What Does It Mean for Borrowers?2023-07-31T07:36:37+10:00

NAB’s Consecutive Fixed-Rate Home Loan Hikes: What Does It Mean for Borrowers?

2023-07-31T07:10:46+10:00

NAB's Consecutive Fixed-Rate Home Loan Hikes: What Does It Mean for Borrowers? Your Content Goes Here The National Australia Bank (NAB), one of the 'Big Four' banks in Australia, recently raised fixed-rate interest for owner-occupiers and investors by up to 0.20 percentage points for the second week running. This culminates in some rates climbing by a substantial 0.50 percentage points in just eight days. A close observation of NAB's actions reflects a broader trend in the market. According to RateCity.com.au's research, 77 lenders raised at least one fixed rate in the last month. It’s crucial for potential [...]

NAB’s Consecutive Fixed-Rate Home Loan Hikes: What Does It Mean for Borrowers?2023-07-31T07:10:46+10:00

The ASX Soars to a New 100-Day High Amidst Favourable Inflation Statistics

2023-07-27T08:20:27+10:00

The ASX Soars to a New 100-Day High Amidst Favourable Inflation Statistics Your Content Goes Here The Australian financial market has recently witnessed an impressive surge, setting a new 100-day high. As the leading financial index of the Australian share market, the S&P/ASX200 closed up by 0.85%, reaching an impressive 7402.00 points. This boost comes after the Australian Bureau of Statistics reported a decrease in the consumer price index, revealing a 6% inflation rate for the year to June. Although the market surge is a remarkable event, understanding its significance requires a basic understanding of the terms [...]

The ASX Soars to a New 100-Day High Amidst Favourable Inflation Statistics2023-07-27T08:20:27+10:00

Australian House Prices Are Experiencing the Fastest Falling Rate in Over 40 Years

2022-10-10T03:40:50+11:00

Australian House Prices Are Experiencing the Fastest Falling Rate in Over 40 Years Your Content Goes Here Housing values are currently falling at a rate that they haven’t in over 40 years. This is now occurring in all Australian capital cities except for Darwin. Such fast falling rates have not been seen since the 1980s. Although a sudden growth period took the housing values up by 29%, they are now falling. The values reached their peak in April. Then, in the whole country, they decreased by 3.5%. The CoreLogic hasn’t seen something like this since the recession [...]

Australian House Prices Are Experiencing the Fastest Falling Rate in Over 40 Years2022-10-10T03:40:50+11:00

Interest Rates Reached an All-Time High in Australia

2022-10-10T03:39:55+11:00

Interest Rates Reached an All-Time High in Australia Your Content Goes Here People who own houses in Australia have been fuming at the several interest rate increases that occurred recently. After being burdened by four different rises in interest, homeowners now have to handle a fifth one, which will make some pay an additional $1,000 monthly. Australian homeowners with a mortgage of $800,000 will now have over $4,300 in repayments every month. This all comes after a meeting held by The Reserve Bank. The cash rate was increased by 50 basis points by the board, something that [...]

Interest Rates Reached an All-Time High in Australia2022-10-10T03:39:55+11:00

Home Loans in 2022 – How to Choose the Right Home Loan

2022-10-10T03:45:30+11:00

Home Loans in 2022 – How to Choose the Right Home Loan Your Content Goes Here Shopping for a home loan can be extremely challenging. Besides going through the process of looking for the best house, you should also shop around for the best home loan. After all, you cannot go with the first option you find. A home loan is a serious commitment, and it’s essential to make sure that you’re able to borrow as much as you need, but also that you will get good rates. Sure, it’s a demanding and time-consuming task, but it’s [...]

Home Loans in 2022 – How to Choose the Right Home Loan2022-10-10T03:45:30+11:00

6 Tips on How to Pay off a Mortgage Faster

2022-10-10T03:45:57+11:00

6 Tips on How to Pay off a Mortgage Faster Your Content Goes Here Are you tired of making mortgage payments? You’re not alone. Many Australians have to allocate part of their monthly income to mortgage payments, and although they knew what they were getting into, they are all waiting for the day it’ll all be over. Many people don’t know that there are things they can do to shorten this period and get out of debt faster. This post will give you some tips on how to pay off your mortgage quicker: Consider Making Additional Payments [...]

6 Tips on How to Pay off a Mortgage Faster2022-10-10T03:45:57+11:00

8 Tips to Help You Increase Your Chances of Getting Approved for a Loan

2022-10-10T03:47:14+11:00

8 Tips to Help You Increase Your Chances of Getting Approved for a Loan Your Content Goes Here When you don’t have enough money to buy a new home, your first thought will be to apply for a home loan. But as useful as these financing options are, you are not guaranteed to be approved for one – especially if you don’t meet all the requirements. If it’s your first time applying for a loan, the whole process can be quite challenging. You don’t know how the process unfolds or what documents you need to send with [...]

8 Tips to Help You Increase Your Chances of Getting Approved for a Loan2022-10-10T03:47:14+11:00

GET IN TOUCH

Monday to Sunday
9AM – 10PM AEST

LOCAL CALL

1300 665 595

EMAIL

info@freedomlend.com.au

ONLINE

Message Us

LOCATION

Office 1, Level 13, 10-16 Queen St
Melbourne VIC 3000

OUR PRODUCTS

USEFUL LINKS

LEGAL STUFF

© COPYRIGHT 2024 - FREEDOMLEND PTY LTD | ACN 604 868 957 | AUSTRALIAN CREDIT LICENCE 498325

Toggle Sliding Bar Area
Go to Top