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HOW TO GET A HOME LOAN WITHOUT MAKING A DEPOSIT Your Content Goes Here The prevailing idea is that to get a home loan, you got to be ready to pay a hefty deposit. In truth, you can actually borrow 95% of the property’s purchase price – and in certain situations, even up to 100%. This is done using Freedom Lend’s family pledge. But before you can borrow 95% of the property’s value, be sure to have these requirements ready: A credit history that’s in the clear Proof of stable employment over the past several years Proof of [...]

WHAT YOU NEED TO KNOW ABOUT YOUR CREDIT REPORT Your Content Goes Here In Australia, most credit reporting agencies use a “comprehensive credit reporting” system. The system lists both positive and negative information about your credit history. For example, positive entries may include loans, personal finance, business funding, credit cards, and hire purchases as well as your payment history. Negative entries may include outstanding bills older than 60 days, defaults, judgment payments, etc. That means if for any reason you haven’t been timely in your credit and loan repayments, your credit report WILL show it. The Privacy Act [...]

MEDIAN HOUSE RENT SOARS TO NEW HIGH IN MELBOURNE Your Content Goes Here Families face difficulties as the median weekly house rent in Melbourne skyrocketed to new all-time high starting at the end of 2015. For the first time, the cost has now reached $400, which is $10 higher than the December quarter, based on the latest report of the Domain Group. The problem is there is a high demand for houses for rent, but there is a low vacancy rate. This has given landlords the opportunity to demand a higher rental price. According to agents, potential renters [...]

NEGATIVE CASH FLOW- HOW TO MAKE MONEY WITH NEGATIVE-EARNING RENTAL PROPERTY Your Content Goes Here Question: When is negative cash flow a good thing? Answer: When it helps you meet your financial goals! But how does negative cash flow help you make more money? This article will explain how. Negative cash flow, also known as “negative gearing,” happens when you own an investment that costs you more than it earns over the course of a year. Let’s say you owned rental property that netted you $30,000 of income a year, but costs you up to $40,000 in [...]

FREEDOMLEND CONSTRUCTION HOME LOANS Your Content Goes Here So it’s that time of the year and you’re looking to buy a new home or land. Or you might even be thinking about having a knock down build started. Before you do anything that I just mentioned you definitely need to have a plan in place and also the right finances. Freedom Lend construction is your best choice when you’re looking to get funding for your home, land or residential investment loans. No tricks games, high rates or hidden fees here. Our highly trained representatives will make sure that [...]

FREEDOMLEND FIXED HOME LOANS Your Content Goes Here If you’re looking for a fixed home loan just don’t go to anybody to get your fixed home loan. You need to check out the best. Freedom Lend is Australia’s number one source for fixed home loans. If you’re looking for security and a fixed interest rate for your home loan, look no further. Freedom Lend is here for you. Our staff will make sure that you get the best fixed home and investment loans that will give you the ability to set your interest rates for a fixed period [...]

FREEDOMLEND VARIABLE HOME LOANS Your Content Goes Here With so many types of home loans on the market you have to look at them all. But today we want you to focus on variable home loans. If you’re looking for the best place to get your variable home loan visit Freedom Lend. Our variable home loans are fully featured with low interest rates for both home and investment finance to suit everyone. By using our services you will have access to flexible features that will help you manage your finances with no ongoing bank fees for the life [...]