COMPARE HOME LOANS
Achieve your best by knowing all that is to know about Freedom loans. Our range of low variable and fixed interest rates can help you make the right decision when looking for the most suitable product.
FREEDOM VARIABLE | FREEDOM FIXED | FREEDOM CONSTRUCTION | |
---|---|---|---|
Full Description | Full Description | Full Description | |
Apply Now | Apply Now | Apply Now | |
RATES | |||
Interest Rates | From 6.15% p.a | From 6.85% p.a | From 7.05% p.a |
Comparison Rates | 6.18% p.a* | 6.23% p.a* | 6.27% p.a* |
PURPOSE | |||
Split loan | ✅ | ✅ | ✅ |
Owner Occupied | ✅ | ✅ | ✅ |
Investment | ✅ | ✅ | ✅ |
Refinance | ✅ | ✅ | ❌ |
BENEFITS | |||
Available offset | ✅ | ❌ | ✅ |
Available redraws | ✅ | ❌ | ✅ |
No break costs | ✅ | Early Repayment Adjust may apply |
✅ |
Switch available | ✅ | ✅ | ✅ |
FEATURES | |||
Minimum loan | $50,000 | $50,000 | $150,000 |
Maximum loan | Up to $5,000,000 | Up to $5,000,000 | Up to $5,000,000 |
Maximum loan term | 30 years | 30 years | 30 years |
Unlimited extra repayments | ✅ | Limited | ✅ |
Principle and Interest | ✅ | ✅ | ✅ |
Interest Only | ✅ | ✅ | ✅ |
Internet access | ✅ | ✅ | ✅ |
Phone access | ✅ | ✅ | ✅ |
≤80% LVR | ≤90% LVR | ≤95% LVR | |
---|---|---|---|
Apply Now | Apply Now | Apply Now | |
PURPOSE | |||
Owner Occupied | ✅ | ✅ | ✅ |
Investment | ✅ | ✅ | ❌ |
Construction | ✅ | ✅ | ❌ |
Off the plan | ✅ | ✅ | ❌ |
Refinance | ✅ | ✅ | ❌ |
Debt consolidation | ✅ | ✅ | ❌ |
Maximum loan amount | Up to $5,000,000 | Up to $1,350,000 | Up to $900,000 |
BORROWERS | |||
Individuals | ✅ | ✅ | ✅ |
Companies | ✅ | ✅ | ❌ |
Trusts | ❌ | ❌ | ❌ |
DESIGN AND DISTRIBUTION OBLIGATIONS (DDO) | ||
---|---|---|
Variable Product | View Target Market Determination | |
Fixed Product | View Target Market Determination | |
Construction Product | View Target Market Determination | |
SMSF Product | View Target Market Determination | |
VISA Debit Card – Target Market Determination | View Target Market Determination | |
VISA Debit Card – Terms and Conditions | View Terms and Conditions |